Written By: Sandy Wilson, Personal Account Executive

Make Updates to Home and Auto Policies

As you settle in to the New Year, it’s time to take stock of your insurance – both home and auto. First of all, did you make any resolutions to pay off your home or your auto this year?

If so, once you have met your goal, remember to notify us to delete the financial institution from your policy. Making this quick call will avoid future delays if you need to file a claim. Your insurance carrier will then send payments only to you, as opposed to your financial institution, since banks do not automatically inform insurance carriers when loans are satisfied. We would also love to celebrate this good news with you!

Insure Your New Valuables

Secondly, if you received any valuable presents from your loved ones, it’s a good idea to insure them. Valuables worth insuring can come in all shapes and sizes. Some examples of items you might add to your homeowner’s policy include:

• Bikes
• Jewelry
• Fine art, including china, crystals, and oriental rugs
• Golf clubs
• Electronics
• Musical instruments
• Sporting equipment

Collector’s items, such as coins, wine, and vinyl records, are insurable as well, since they accumulate in your home and the value increases with each purchase.

Your insurance carrier may pay a small portion if one of these items is stolen or mysteriously disappears. But did you know you can schedule your valuables on your home or tenant policy for a small premium?

Schedule Your Valuables Now

Scheduling your items would insure you for theft or accidental loss (such as dropping your ring down the bathroom sink or leaving your ring at a hotel room or friend’s house). The stories we hear about lost or stolen valuables are so upsetting, especially when there is a simple and inexpensive option to protect these items.

The process to insure these is quick and easy. And we are happy to help you with it! Just give us a call and we can work with you to protect your valuable possessions and new gifts. This not only gives you peace of mind, but also provides a financial safety net for you should something be lost or stolen.

Protect Your Investments in 2022

The New Year gives us a chance to reset and renew, as well as to make sure that we are doing all we can to protect ourselves and our families. So, there is no better time than now to let us know of any presents you received during the holidays, along with anything else valuable you purchased during 2021 which we aren’t aware of. A simple call to us goes a long way toward a happier, and more protected new year.

Hoping to talk to you soon!